Your Path to Retirement Success

Expert financial strategies tailored to your unique retirement goals. Secure your future and enjoy peace of mind with our personalized planning.
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Georgia Retirement planning

Personalized Financial Strategies for Retirement

Path Wealth Advisors is dedicated to empowering individuals and families with personalized financial strategies for their retirement. As an independent financial services firm, we prioritize our clients' unique goals, helping them to optimize their savings and investments. Our holistic approach encompasses tailored retirement planning and insurance solutions, ensuring that our clients can enjoy a secure, fulfilling retirement while protecting their assets for future generations. Our commitment to delivering exceptional service and support sets us apart in the realm of financial planning.
Since our inception, Path Wealth Advisors has been on a mission to transform the way retirement planning is approached. Recognizing the complexities of financial futures, we have dedicated ourselves to simplifying the process for our clients. Our journey has been marked by a steadfast commitment to understanding individual needs, allowing us to craft solutions that truly resonate with their aspirations.
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Live Your Best Retirement

Our There step Process

discover

Step 1 — Discover We begin by getting to know you — your current financial situation, lifestyle goals, retirement timeline, and concerns. Through in-depth conversations, we gather the information needed to understand what matters most to you and what a successful retirement looks like on your terms.

create

Step 2 — Design Using what we've learned, we develop a personalized financial strategy tailored to your unique needs and objectives. This includes evaluating income sources, investment approaches, risk tolerance, tax considerations, and protection strategies — all working together toward your retirement goals.

guide

Step 3 — Retire with Confidence We put your plan into action and remain by your side as your life evolves. Through ongoing reviews and proactive adjustments, we ensure your strategy stays aligned with your goals — giving you confidence and clarity at every stage of your retirement journey.
rufus headshot

Rufus hunley

Meet your wealth Planner

With nearly two decades in financial services, Rufus brings a rare combination of military discipline, legal acumen, and deep planning expertise to every client relationship. Since launching his financial planning career in 2007, he has built a reputation for crafting strategies that address the full spectrum of retirement challenges — from income distribution and taxation to healthcare, legacy planning, and the very real fear of outliving one’s assets.

As a Senior Strategist at Path Wealth Advisors, Rufus specializes in retirement income distribution strategies, taxation planning, and college funding — helping individuals and families move from financial uncertainty to lasting confidence. 

Clients come to him with their most pressing concerns — Medicare, long-term care, burial planning, legacy goals, and retirement income security. He meets each one with respect, dignity, and a commitment to solutions that truly fit.

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Financial Calculators – Path Wealth Advisors

Complimentary planning tools to help you visualize your retirement outlook. Select a calculator below to get started.

How Long to Reach My Savings Goal?

Enter your current savings, monthly contribution, expected annual return, and target amount to find out exactly how long it will take to reach your goal.

Your Results
Time to Goal
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–
Total Contributed
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your deposits
Interest Earned
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investment growth
Estimating Social Security

Get a rough estimate of your monthly Social Security benefit based on your earnings history and planned retirement age. For official projections, visit ssa.gov and create a My Social Security account.

Estimated Monthly Benefit
Your Monthly Benefit
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at retirement age
Annual Benefit
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per year
Disclaimer: Uses simplified SSA PIA formula with 2024 bend points ($1,174 / $7,078) and early/late retirement adjustment factors. Actual benefits depend on your complete 35-year earnings history. Visit ssa.gov for your official estimate.
Convert Discretionary Expenses to Savings

See how redirecting everyday discretionary spending — dining out, subscriptions, impulse purchases — into investments can grow substantially over time through the power of compounding.

Your Savings Potential
Future Value
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projected savings
Total Deposited
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your contributions
Investment Growth
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interest & gains
Your Deposits–
Investment Growth–
Does Inflation Impact My Retirement Income Needs?

Inflation silently erodes purchasing power year after year. Find out how much monthly income you’ll actually need in retirement to maintain your current standard of living.

Inflation Impact Analysis
Income at Retirement Start
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monthly (first year)
Income at Retirement End
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monthly
Total Lifetime Gap
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vs. today’s dollars
Today’s Monthly Need–
At Retirement Start–
At Retirement End–
Compare Investment Returns: Taxable vs. Tax-Free

See how tax-free growth (like a Roth IRA) stacks up against a taxable account when you factor in annual tax drag on returns and capital gains taxes at withdrawal.

Dividends / short-term gains taxed yearly
Side-by-Side Comparison
Tax-Free Account Value
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Roth / tax-free growth
Taxable Account Value
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after capital gains tax
Tax-Free Advantage
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extra from tax-free growth
Tax-Free Account–
Taxable Account (after tax)–
Taxable account growth is reduced by an annual tax drag, then capital gains tax is applied at withdrawal on all gains. Tax-free assumes qualified Roth distributions. For illustrative purposes only — not tax or investment advice.
PATH Conversion Calculator Exclusive Tool

Determine your annual PATH conversion amount — the amount you need to shift from your tax-deferred IRA to a tax-free account each year to reach your Ideal IRA Balance by age 72. Hitting this target lets you maximize retirement withdrawals while keeping your Social Security income at 0% tax.

Your Current Accounts
Total tax-deferred retirement balance
Projected Retirement Income
Estimated annual SS benefit
Pensions, annuities, part-time work
Growth Assumptions
Your PATH Conversion Analysis
Ideal IRA Balance at 72
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target tax-deferred balance
Annual PATH Number
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amount to convert/year
Monthly Conversion
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per month goal
How the Ideal IRA Balance is Calculated: IRS provisional income thresholds (married $32,000 / single $25,000) determine when Social Security becomes taxable. The Ideal Balance is the maximum IRA value whose Required Minimum Distribution at age 72 (~3.65% of balance) — combined with your other provisional income — stays at or below that threshold, keeping SS income at 0% federal tax. The PATH Number is the annual conversion or contribution needed to reach that target.

Consult your tax advisor before making any conversion or contribution decisions. For educational purposes only.
Testimonials

What Our Clients Say

Path Wealth Advisors transformed my retirement plan. Their expertise and guidance made all the difference in securing my financial future.

Sarah Mitchell

I felt overwhelmed by planning for retirement, but the team made the process easy and straightforward. I now have confidence in my retirement strategy.

Emily Johnson

The personalized attention I received from Path Wealth Advisors was exceptional. They truly understand the complexities of retirement planning.

David Smith

Ready to Secure Your Future?

Connect with us today for a personalized consultation and take the first step towards a confident retirement.
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